Terms of Service

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What you're buying

BeFinFluent sells digital spreadsheet templates for personal budgeting, net worth tracking, and spending tracking. Products are delivered by email as downloadable files and licensed for your personal, non-commercial use only — they may not be resold, redistributed, or shared publicly.

Not financial advice

Content on BeFinFluent, including articles and product templates, is provided for general education only and does not constitute regulated financial advice. We are not an authorised financial adviser. Speak to a qualified professional before making significant financial decisions.

Payment

Payments are processed securely by Stripe. Prices are shown in GBP and include any applicable tax.

Refunds

See our refund policy for details specific to digital products.

Contact

Questions about these terms: hello@befinfluent.co.uk.